Floor-to-ceiling glass wall residence at sunset with city skyline view, keys and closing folder on kitchen island
Tower Mortgage Specialists · Est. 2018

Your View Starts
With the Right Loan.

Jumbo purchases. Foreign national financing. New construction. Pied-à-terre. We finance the towers — so you can move into them.

$2.4B
Tower loans closed
1,200+
Units financed
38 days
Avg. close time
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The Gallery

Five Loan Scenarios,
One Specialist.

Hover each card to reveal qualification snapshots — minimum down payment, current rate band, and typical close timeline.

Modern high-rise penthouse living room with panoramic city views
Most Popular
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Jumbo Purchase

$1M – $10M+

Non-conforming loans for luxury tower purchases above conventional limits. Portfolio lenders, bank statement qualifications, and asset-depletion underwriting available.

Jumbo Purchase

$1M – $10M+
Min. Down Payment
20% minimum
Rate Range
6.75 – 7.50%
Close Timeline
30 – 45 days

Asset depletion & bank statement programs available

See if I qualify →
Luxury condo interior with floor-to-ceiling windows and city view
Specialist
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Foreign National

Non-US Citizens

Financing for non-resident aliens and foreign nationals purchasing US tower residences. ITIN accepted. No US credit history required.

Foreign National

Non-US Citizens
Min. Down Payment
30% minimum
Rate Range
7.25 – 8.25%
Close Timeline
45 – 60 days

ITIN accepted · No US credit history required

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New high-rise construction tower against blue sky at sunset
Complex
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New Construction

Pre-sale & Conversion

Financing for pre-construction condos, conversions, and buildings under 51% owner-occupancy. Warrantable and non-warrantable solutions.

New Construction

Pre-sale & Conversion
Min. Down Payment
25% minimum
Rate Range
7.00 – 7.75%
Close Timeline
45 – 90 days

Non-warrantable condo programs available

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Elegant second home condo with warm lighting and city skyline at dusk
Lifestyle
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Pied-à-Terre

Second Residence

Second-home financing for buyers maintaining a primary residence elsewhere. Many tower buildings require pied-à-terre documentation — we know the rules.

Pied-à-Terre

Second Residence
Min. Down Payment
10% minimum
Rate Range
6.875 – 7.50%
Close Timeline
30 – 45 days

Building co-op pied-à-terre restrictions navigated

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Modern investment condo unit with clean lines and city view
Investor
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Investment Condo

Rental & Portfolio

DSCR loans, investor cash-flow programs, and portfolio financing for condo investors. LLC vesting available. No personal income verification required.

Investment Condo

Rental & Portfolio
Min. Down Payment
25% minimum
Rate Range
7.50 – 8.50%
Close Timeline
30 – 45 days

DSCR · LLC vesting · No income verification

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Modern high-rise tower at sunset reflecting amber light off glass curtain wall
New Construction
$1.45M
"We'd been declined twice by our bank because the building was non-warrantable. Skyline found a portfolio lender and closed in 38 days. We watched the movers from the 31st floor."
Marcus & Priya Delacroix
Software executive & physician · Chicago, IL
One Bennett Park · Floor 31
New York City skyline at golden hour viewed from high-rise residential tower window
Foreign National
$2.1M
"I'm a Singapore citizen with no US credit history. Skyline walked me through the ITIN process, found a foreign national program at a rate I didn't expect, and handled every document request."
Liang Wei Hartmann
Private equity · New York, NY
432 Park Avenue · Floor 44
Why Skyline

Built for towers.
Not retrofitted for them.

$2.4B
Tower loans closed since 2018
1,200+
High-rise units financed
38 days
Average close time
97%
On-time close rate

We Know the Buildings

We track warrantability, HOA litigation, and investor concentration ratios across 400+ tower buildings in major metros. Your building isn't a surprise to us.

Documentation Done Right

Foreign income, ITIN borrowers, complex LLC structures — we've seen every documentation scenario. We prepare your file before it goes to underwriting.

Rate Lock Precision

We time your rate lock to the market, not the calendar. Our clients have saved an average of 0.25% by locking at the right moment.

One Point of Contact

You talk to your loan officer — not a processor, not a call center. The person who takes your application is the person who attends your closing.

90-Second Assessment

Find Your Tower Loan

Five questions. One personalized recommendation. No 1003, no hard pull.

Step 1 of 5Price Range

What's your target purchase price?

Slide to your estimated unit price range.

$1.2Mpurchase price
$800K$10M+

No hard credit pull · No personal data stored · 90 seconds

Rate Lock Call

The paperwork is
already anticipated.

A 30-minute rate lock call covers your loan scenario, current rate bands, timeline, and documentation checklist. No obligation. No hard pull.

30 minutes · We come prepared
No hard credit pull until you choose to proceed
Direct line to your loan officer — not a call center
Skyline client 1Skyline client 2Skyline client 3
+450

Trusted by 450+ tower buyers

Schedule Your Call

Pick a time that works for you

March 2026
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Available Times · Mar 12

Eastern Time · Zoom or phone · 30 minutes